Unfortunately, Estate Planning, Elder Care planning or Long Term Care planning usually begins with an unexpected crisis. A spouse, child or relative has to make difficult decisions regarding capacity, power of attorney, guardianship and financial planning. The most common concern for guardians or individuals that have power of attorney is that their loved one is in danger of losing everything that they have worked a lifetime for. Few know where to turn to get answers they need about obtaining the best level of care for their loved one and preserving their finances. Sadly the United States does not have an elderly long term health care policy; the truth is that almost every asset your spouse or loved one has worked for is at risk.
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